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Whether you’re seeking a stable rate for an extended period, aiming to build a financial cushion for unforeseen circumstances, or looking to earn interest while maintaining convenient access to your funds, Hickory Point Bank provides a diverse range of options to support you in realizing your financial goals. Whether it’s for your personal or business account, we offer a multitude of choices tailored to meet your specific needs.
If your preference leans towards debit cards or cash transactions, our checking accounts stand out as the optimal choice for you. With our checking accounts, you gain the flexibility to bank at your convenience, anytime and anywhere, thanks to our comprehensive online banking features and the accessibility of numerous convenient ATM locations.
Hickory Point Bank & Trust presents an extensive selection of cards featuring diverse cash, merchandising, or travel rewards. Find the credit card that aligns with your preferences, as our cards come with a myriad of advantages, including low rates, flexibility, and immediate purchasing capability.
“Whether you’re envisioning home improvements, consolidating debts, or acquiring a new car, at Hickory Point Bank & Trust, we customize your loan with competitive rates. Our streamlined application process is designed to be hassle-free, with our dedicated support guiding you through every step. Whether it’s a home loan, personal loan, business loan, car loan, or any other lending need, we’re here to expertly navigate you through the entire process.
Home Loan or Time to Refinance?
We make the application and closing process easy, supporting and guiding you every step of the way. We have the flexibility to tailor a loan to your needs with competitive rates. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help.
Starting or Expanding a Business?
Hickory Point Bank offers flexible lines of credit and competitive term loans to support your business needs. Serving businesses in central Illinois, our experienced commercial team with a proven balance sheet has originated over $1 billion in commercial credit commitments since 2001.
Live Chat
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Go Digital
Paperless Statements
Stay on top of your finances faster, easier, and safer with Paperless Statements.
Send and Receive Money With Zelle®
Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S.
Mobile Deposits
Bank outside the lines with Hickory Point Bank Mobile Deposit. Snap, send – the end.